What types of iPhone insurance are available?
We offer three different levels of cover so all you have to do is choose which best suits you. From favourite older iPhones to the brand new iPhone 13 and iPhone 13 Pro models, as a specialist insurer, we've got the right type of iPhone insurance for you.
If you want to cover damage from minor accidents or mechanical failure, our Standard Cover is what you need. Offers protection from accidental damage and breakdown.
To insure against theft too, opt for our Premium Cover. Provides protection from accidental damage, breakdown and theft.
Want it all? Grab our Ultimate Cover to protect your iPhone against loss, theft, damage and mechanical breakdown.
Don't worry if you're planning a holiday – all our types of iPhone insurance include worldwide cover.
Get started with our gadget insurance quote
What are the benefits?
Value for money – it's the UK’s best value iPhone insurance.
Instant cover from the moment your payment is processed.
Protection from accidental damage, liquid damage, mechanical breakdown, cracked screen, theft and loss.
Unlimited claims.
Repairs include a three-month warranty.
Replacements are like-for-like and include a twelve-month warranty.
No hidden charges – you only pay the excess when you make a claim.
Family Bundle Cover
Bundle & Save
Best value, cover all your families’ gadgets under one of our great value bundle policies. Easily add and remove items.
Student Gadget Cover
Covers your gadgets no matter whether you are at home, university or traveling abroad for up to 120 days per year.
Business Gadget Cover
Covers gadgets such as phones, laptops, tablets owned by your company and used by any employee.
The iPhone 13 and iPhone 13 Pro
Of all the smartphones on the market, the iPhone 13 is arguably the most desirable and offers the perfect follow up to Apple’s iPhone 12. With a choice of models – iPhone 13, iPhone 13 mini, iPhone 13 Pro and iPhone 13 Pro Max - there’s something for everyone.
iPhone 13 highlights
Delivering breakthrough camera innovations, improved battery life and ‘a powerhouse chip’ the iPhone 13 boasts a raft of upgrades.
There’s a dual-camera system, the most advanced ever on an iPhone, to support improved photos and videos in low light, as well as a new Cinematic mode. Other top features include super-fast performance and power efficiency with A15 Bionic, a longer battery life offering up to two and half more hours in a day, a brighter Super Retina XDR display and outstanding durability provided by the Ceramic Shield front cover.
And that’s not all as there’s also double the entry-level storage at 128GB, while at the top end you can select the all new 1TB option, and not forgetting its sleek flat edge design, stylish aluminium frame, plus a choice of five new colours for iPhone 13 and iPhone 13 mini, and four stunning finishes for the Pro and Pro Max.
iPhone 13 features
- 5.4 inch up to 6.68 inch Super Retina XDR OLED screens
- Ceramic Shield Front cover
- Advanced 5G experience
- Improved battery life
- 128GB entry level storage, with 1TB storage options on the Pro
- New Wide camera, offering 1.7 µm pixels, & sensor shift OIS
- IP68 Water Resistance rating
- A15 Bionic processing chip
Prices start at £699 for the mini through to £1,049 for the Pro Max.
Standard Cover
Premium Cover
Ultimate Cover
Standard Cover
£5.00 Per Month
+ pay annually get 2 months free
+ no limit on claims
+ 12 month warranty on replacements
Our Standard Cover is perfect for insuring against everyday wear and tear. It covers repairs and replacements for accidental damage, liquid damage, mechanical failure and cracked screen. You also get £50 cover towards repairs or replacements for any iPhone accessories and up to sixty days of worldwide cover for trips abroad.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£250
Accessory Cover
60 days per trip
Worldwide Cover
Excluded
Unauthorised Use
Excluded
E-Wallet Cover
Excluded
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Broken Sockets
Broken Sockets
Cracked Screens
Cracked Screens
Premium Cover
£5.50 Per Month
+ pay annually get 2 months free
+ no limit on claims
+ 12 month warranty on replacements
If you'd feel safer with theft cover as well, our Premium Cover is ideal. It includes theft cover in addition to repair and replacement cover for accidental damage, liquid damage, mechanical breakdown and cracked screen. If your iPhone is stolen, you'll be covered for £2,500 of unauthorised use as well as £500 for any fraudulent e-wallet transactions. There's £100 cover for all those precious accessories and up to ninety days of worldwide cover for when you're travelling abroad.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£250
Accessory Cover
90 days per trip
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Broken Sockets
Broken Sockets
Cracked Screens
Cracked Screens
Unauthorised Calls
Unauthorised Calls
Ultimate Cover
£5.75 Per Month
+ pay annually get 2 months free
+ no limit on claims
+ 12 month warranty on replacements
For complete peace of mind, try our Ultimate Cover. This insures your iPhone for loss and theft, accidental damage, liquid damage, mechanical breakdown and cracked screen. If your iPhone is lost or stolen, there's £2,500 cover for fraudulent use and £500 for unauthorised e-wallet transactions. Our Ultimate Cover also includes £150 for repairs and replacements to your iPhone accessories and one hundred-and-twenty days of worldwide cover.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£250
Accessory Cover
120 days per trip
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Included
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Broken Sockets
Broken Sockets
Cracked Screens
Cracked Screens
Unauthorised Calls
Unauthorised Calls
Device Loss
Device Loss
The whole experience from start to finish was very straight forward and easily understood with easy uncomplicated choices.
Mr Anthony H
Had Switched On Insurance for a few years now. Upgraded to family bundle, great service great value and great customer service, would highly recommend.
Mr Malcolm H
Took a while to look around to find the best insurance for my iPhone XR then I found Switched on Insurance. They offer so much more for the same or cheaper price than some big name insurance companies!
Miss Chloe B