Our Price Guarantee

Find the same policy online for less, we'll match the price – Simple!


We're always confident about our pricing, but if you find one of the competitors listed below is providing the same policy with equivalent cover for cheaper than us within 14 days of purchasing please contact us. We will gladly match the price and refund you the difference. If you are yet to purchase contact us and we will supply you with a discount code to match the price. The competitor must be an online retailer listed below. The policy must have equivalent or better cover limits and equal or lower excess.


Criteria for lowest price guarantee

  • The gadget policy on our competitors site must be identical or equivalent in cover, contract length and with the same excesses to the policy we sell and which you are comparing.
  • The comparison is calculated over 12 months or the minimum contract length of the competitors policy (whichever is longer).
  • The competitors policy you are comparing must be generally available for sale on their website on a standalone basis and not subject to any existing customer or multi product discounts (which are effectively subsidising the cost of the insurance).
  • The price match guarantee does not apply to multi-gadget policies or bulk orders.
  • We must be able to verify the availability and validity of the lower price direct on the competitors website (NOT on a comparison website).
  • Note we reserve the right to revoke the price match guarantee at anytime. This does not affect your right to cancel within the first 14 days and receive a full refund.

How to claim

If you have found a better price from one of our competitors and it matches the above criteria, please contact us at gadget.sales@SwitchedOnInsurance.com. You will be asked for the following:

  • The type, make, model and value of the gadget you are trying to insure.
  • The Switched On Insurance product you are comparing and price.
  • The competitors product and price you are comparing.
  • the web site address of the internet site offering a lower price (not a price comparison site)

We'll beat:


Vodafone.com, O2.co.uk, Orange.co.uk, EE.co.uk, T-Mobile.co.uk, Phones4u.co.uk, Carphonewarehouse.com, ProtectYourBubble.com, MyGadgetBuddy.com and Gadget-Cover.com

Get started with our gadget insurance quote

Cover to match your circumstances

Family Bundle Cover

Bundle & Save

Best value, cover all your families’ gadgets under one of our great value bundle policies. Easily add and remove items.

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Student Gadget Cover

Covers your gadgets no matter whether you are at home, university or traveling abroad for up to 120 days per year.

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Business Gadget Cover

Covers gadgets such as phones, laptops, tablets owned by your company and used by any employee.

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Why Switched On Insurance

Simple, fair, great value insurance with fantastic customer service as standard. That’s it.

Don't get ripped off by mobile phone networks and phone retailers, come direct to us the mobile insurance specialists and you could save over 50% of the cost for equivalent or better cover. Cover your phone and gadgets for mechanical breakdown, water damage, accidental damage, theft and loss (including when you are overseas).

What’s more, if you insure more than one gadget with us, we will offer you a discount saving you even more money! You can get a quote, select your cover and buy online in just a few minutes.

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Truly unlimited claims

No hidden claim cost

12 month warranty on replacements

Like-for-like replacements